Legal problems arise when you have to get married, have a baby, buy a house, lose a loved one, or have legal documents created. For example, since lawyers typically charge $370 an hour for services, the value of a prepaid legal plan is easy to see.* You can also visit the Covered Services section to see examples of covered legal issues. This service is tailored to your needs, so our network of lawyers is available in person, by phone, email and online, so you can easily communicate with a lawyer or plan your next step. MetLife Legal Plans makes it easy for you to get the legal aid you can use by offering the following: Life is filled with times when you might need legal help. From exciting times like buying a home to less exciting times like receiving a ticket, we make legal aid affordable, accessible and easy for life`s highlights. Outside the U.S. and Canada: Outside the U.S. and Canada: Cisco offers a pension plan to employees in more than 30 countries. For a low salary contribution, employees can register with MetLife Prepaid Legal and get unlimited access to expert legal advice. MetLife`s lawyers can help you with questions related to: We care deeply about the physical and mental health of our employees. That`s why we offer high-quality healthcare plans and comprehensive solutions that help our employees do their best.
If Cisco reimburses the license fees paid for the Software, you must return or destroy all copies of the applicable Software. Except as expressly provided in this Section, to the fullest extent permitted by law, Cisco expressly disclaims all warranties and conditions of any kind, express or implied, including, but not limited to, implied warranties, conditions or other conditions of merchantability, fitness for a particular purpose, or non-infringement, or that Cisco technology is secure, uninterrupted, or error-free. If you are a consumer, you may have legal rights in your country of residence that prohibit the restrictions set forth in this section from applying to you, and if prohibited, they do not apply. “Fully covered” means that all attorney services related to the covered matter are paid for by the legal plan when you hire a network lawyer. There are no co-payments, deductibles or claim forms if you hire a network lawyer. You are also entitled to advice and guidance on matters that are not fully covered by the plan, as long as they are not excluded. (For a list of excluded questions, see the Terms of Use.) Get to know, update or create estate planning documents Up to $20,000 in eligible surrogacy expenses per child. The costs covered include many legal and administrative fees, as well as some medical expenses for your surrogate mother. Our plan covers a wide range of different legal issues and there are no restrictions on how often you can use your plan. The plan also includes unlimited initial consultations with a lawyer, as long as it is not an excluded issue. Medical managers answer questions and provide support in areas such as gender-affirming surgery, hormone replacement therapy, and ongoing physical and mental health needs. You can even contact doctors before appointments to talk to them about specific needs.
Employees, spouses/life partners, children, parents, and in-laws can access this program whether or not they participate in a Cisco medical plan. “Product Specific Terms” means the additional product-related terms that apply to the Cisco technology you purchase pursuant to www.cisco.com/go/softwareterms. MetLife Legal Plans is the only provider that covers office consultations and telephone advice for an unlimited number of covered and uncovered personal legal matters, as long as they are not excluded. These services are provided by lawyers from the local network. Choose to make a will online, at your own pace, in just 15 minutes, or consult a lawyer. We help you create and file your estate planning documents. A legal regime provides fully covered services for many of the most common personal legal matters, as well as advice and guidance on an unlimited number of personal legal matters. Group Legal Plans provided by MetLife Legal Plans, Inc., Cleveland, Ohio. In some states, group benefit plans are provided through insurance coverage underwritten by the Metropolitan General Insurance Company and Affiliates, Warwick, RI. Some services are not available in all states.
No services, including consultations, are provided for: (1) employment-related matters, including benefits or statutory benefits; (2) matters relating to the employer, MetLife and affiliates and lawyers specializing in the plans; (3) matters in which there is a conflict of interest between the employee and the spouse or dependants, in which case services for the spouse and dependants are excluded; (4) class actions and actions; (5) agricultural and commercial matters, including rental issues, if the participant is the owner; (6) patent, trademark and copyright issues; (7) fees and fines; (8) frivolous or unethical matters; (9) Matters for which a client relationship exists before the member is entitled to benefits under the plan. For all other personal legal matters, an advisory and support service is provided. For some questions, additional representation is also included. For more information, see your plan description. MetLife is a registered trademark of MetLife® Services and Solutions, LLC, New York, NY. We believe that the more employees know about their health, the better the decisions they make. Insured employees in our self-insured medical plans can request genetic testing to identify changes in genes associated with the development of breast and/or ovarian cancer (BRCA1 and BRCA2) simply because it is important to them. We encourage all employees to seek advice on their plan prior to testing in order to understand the information that may result from their results. All Cisco medical plans in the U.S. already offer these tests when medically necessary. We offer one-on-one coaching for diabetes prevention and management (for those already living with diabetes). Vida Health`s diabetes prevention program connects employees and their family members with a personal coach who is specifically trained in diabetes prevention through a personalized plan to support lifestyle changes and a healthy diet.
Employees or their family members who have already been diagnosed with type 1 or type 2 diabetes receive real-time advice and coaching to help manage diabetes. Through our partnership with Livongo, participants will be offered the following: If you are considering enrolling in the legal regime offered by your employer, visit our information center. Your human resources or benefits department can provide you with an access code that you can use to log in. For approximately $20 per month, our statutory benefits program offers value, convenience and confidence by providing you with easy and cost-effective access to lawyers for a variety of personal legal services, including advice and guidance on an unlimited number of personal legal matters. 62% of working adults have been involved in a legal issue in the past three years.3 UNITED STATES: With the Cisco 401(k) plan, employees can now reduce their taxes and save for the future. Employees can contribute up to IRS limits, and Cisco balances their contributions dollar for dollar, up to 4.5% of eligible salary.