Enjoy 5% cash back on trips purchased through Chase Ultimate Rewards®, our world-class rewards program that allows you to redeem rewards for cash back, travel, gift cards and more. 3% cash back on pharmacy purchases and restaurants in restaurants, including takeout and eligible delivery service 1.5% on all other purchases Unlike a similar 1.5% back card – which are many – it offers mobile phone protection and a reward boost for using digital wallets in the first year. This could make it a slightly more valuable choice if you can benefit from these specific extras. The card can also be a good fit if you want to bank with Wells Fargo and keep all your accounts in one place. However, it is not the most valuable offer there is. Other cash back cards offer higher continuous reward rates. Its cashback potential may not be the highest on the market, but the ease and simplicity of the Wells Fargo Cash Wise Visa card make it a good option for those who love effortless rewards. If you don`t want to track quarterly activations and want a variety of options to get your money back, then this card is a strong contender. But even among flat-rate cards, the Cash Wise card isn`t the most lucrative option, so check a few alternatives before applying. To supplement the flat fee of the Visa Cash Wise Card for general purchases, consider combining it with a card that brings in bonus cash in one of your high-spending categories, such as groceries or restaurants. The Capital One SavorOne Cash Rewards credit card, for example, offers wide variety with a solid 3% discount on restaurants, entertainment, popular streaming services, and grocery shopping, without charging an annual fee. The card even offers a $200 sign-up bonus after spending $500 within three months of opening an account.
You can redeem your rewards for a number of things, including instant cash back from a Wells Fargo ATM, which is a unique feature among rewards cards. You can also choose direct deposit or cheque, charitable donations, merchandise, gift cards or travel. Cash redemptions for direct deposits into eligible Wells Fargo accounts or cheques must be made in $25 increments. Cash redemptions for ATM withdrawals must be made in $20 increments. For legal assistance, please call 0861 427 777. Please have your LegalWise membership or ID number handy to ensure quick assistance with your call. * For legal fees arising from legal issues related to your profession. Email: customercare@legalwise.co.za Phone: 086 155 5321 Fax: 086 497 9736 This card gives you 1% cash back when you make a purchase and another 1% when you pay for it. The combined rate of 2% is one of the highest of all cash back cards. However, this offer does not include a 0% APR for purchases. Earn $200 cash back for a limited time after spending $1,500 on purchases in the first 6 months after opening the account. Meanwhile, the free Citi® Double Cash card offers a flat rate of up to 2% on all purchases (1% when you buy and 1% when you pay your bill).
You can report a problem to a branch via the 24-hour LegalLine 0861 427 777 or if you choose a lawyer who is not on the LegalWise network, you or your lawyer must submit the LegalWise Application Form (LCF) to us at claims@legalwise.co.za For any administrative request such as changing your contact details, your account number or premium deduction details, please call 0861 555 654 Monday to Friday from 08:00 to 16:30 or visit your LegalWise Office during business hours – www.legalwise.co.za/contact-us/branches/ Take for example the Citi® Double Cash card, which offers an impressive 2% cashback: 1% cashback when you buy something and another 1% when you cash it out. The annual fee is $0. While there is usually no sign-up bonus and an introductory offer of 0% APR for purchases, it comes with an offer for balance transfers: 0% introductory APR for balance transfers for 18 months, then the continuous variable APR of 17.74%-27.74%. Without a doubt, the most appealing part of the Wells Fargo Cash Wise Visa is its simplicity. The cashback rewards program is easy to understand and simple, so you can swipe and win without thinking. For cardholders who value ease of use, this could offset the average reward rate. The benefits of Wells Fargo Cash Wise Visa go beyond cashback on purchases. You`ll enjoy other perks like these perks: If you`re looking for a simple cashback card and could get cell phone protection and bonus rewards for digital wallet spending, the Wells Fargo Cash Wise Visa Card® is a great option. It doesn`t come with the richest ongoing rewards or the most flexible trading options, but it does offer solid value. That said, Visa Cash Wise is far from the best cash back card on the market. In fact, it even lacks a number of fixed-rate cashback cards due to its unpretentious sign-up bonus. While the card will certainly do the job as a low-maintenance cash back card and could be particularly appealing to avid mobile wallet users, it simply doesn`t stand out from the competition.
1.8% cash back on eligible digital wallet purchases, including purchases made with Apple Pay or Google Pay®™, within 12 months of account opening. You`ll receive unlimited cash rewards of 1.5% for every dollar spent, without the need to track or activate bonus categories. Note, however, that you can only receive rewards for purchases and not for late fee payments or eligible transfers. If you want to use Google Pay or Apple Pay, you`re in luck as you`ll receive 1.8% cash rewards on purchases made during the first 12 months as a cardholder. The Wells Fargo Cash Wise Visa Card is a solid $0 annual cash back credit card® that offers 1.5% cash back on purchases, a 0% APR period introduction, and a decent sign-up bonus. If you`re looking for a simple fixed-rate cash back card and can avail cell phone insurance and bonus bonuses for digital wallet spending in the first year, this card is a great option. It could also be a good choice if you want to bank with Wells Fargo and keep all your accounts in one place. Get unlimited 1.5% cash rewards on purchases 1.8% cash rewards on purchases from digital wallets, including Google Pay or Apple Pay™®, in the first 12 months after account opening To learn more about possible cash back credit card alternatives, check out our list of the best credit card deals. Introductory Offer: Get an additional 1.5% cash back on everything you buy (up to $20,000 spent in the first year) – worth up to $300 cash back! If you believe that LegalWise membership does not meet your needs, you may cancel it during your three-month waiting period and if you have not received support (including paralegal services) during this period, we will refund any rewards you have paid. Please fill out the form and one of our call center representatives will call you back. Like most cash back cards, the Wells Fargo Cash Wise Visa card® comes with a 3% overseas transaction fee on every overseas purchase. If you want a 1.5% cash back card that doesn`t, the Capital One Quicksilver Cash Rewards credit card is a great option.
Besides 1.5% cashback on most purchases and no overseas transaction fees, it has an introductory APR of 0% APR for 15 months on purchases and balance transfers, then the current APR of 17.99%-27.99% variable APR; 3% fee on amounts transferred in the first 15 months. It also comes with a sign-up bonus: a one-time cash bonus of $200 after spending $500 on purchases within 3 months of opening an account. Ask for the card that gets the best card for cashback in the rotating categories. Wells Fargo Cash Wise Visa card applications are currently pending, but Wells Fargo enthusiasts can apply for another cash back card®, the Wells Fargo Active Cash® Card, which offers 2% off all purchases. This Wells Fargo credit card offers a $150 Cash Rewards bonus if you spend $500 on purchases in the first three months. While a sign-up bonus is always welcome (especially considering that some fixed-rate cards don`t have a sign-up bonus), a $150 bonus is less than the bonus you`ll find on many no-fee cashback cards, including the Blue Cash Everyday® card from American Express and the Bank of America® Customized Cash Rewards credit card. all of which are currently higher bonuses. Earning cashback is certainly not a new concept in the world of credit cards, but how does this Wells Fargo card compare to other cash back cards? Well, it certainly doesn`t stand out from the crowd.
The Chase Freedom Unlimited®, for example, is likely to be a better fit, as not only does it match the Cash Wise card`s fixed cashback rate of 1.5%, but it also offers bonus cashback in popular categories like food and travel (booked through Chase) and a potentially higher sign-up bonus. The fixed 1.5% cash back rewards on the Wells Fargo Cash Wise Visa card® make it an attractive choice for everyday purchases. You don`t need to remember complicated bonus categories and your rewards won`t be capped. Protect your family`s legal rights and get a lawyer by your side if you need one to: Unlike similar cards, this one also offers 1.8% cash back on eligible digital wallet spending – including, for example, Apple Pay and Google Pay®™ – within 12 months of opening the account.